Personal Insurance

At Albany Insurance we can arrange all of your personal insurance requirements whether its your home or your private car.

Household Insurance

We take time to understand the risks to your home and your personal possessions and your quote will be tailored to your needs.

Home Insurance typically includes two products, Buildings Insurance and Contents Insurance.

Buildings Insurance

Although it isn’t compulsory to have buildings insurance if you own your own home it is usually a condition of the mortgage. You will need building insurance cover to protect you if your home is damaged and needs repairing. This type of insurance should be a priority for homeowners.

Buildings insurance covers the cost of rebuilding or repairing your home if it gets damaged. Whilst policies will differ between insurance companies you may be able to claim if your home suffers damage by:

  • Floods or storms
  • Falling trees
  • Vandalism
  • Fire
  • Explosions
  • Subsidence
  • Car or lorry collisions
  • Leaking pipes causing water damage

This list purely gives examples of what your buildings insurance can cover.

Contents Insurance

Contents insurance provides you with cover for any items that are not a part of your home. This includes items such as:

  • Furniture
  • Jewellery
  • Clothing
  • Electrical items
  • Other personal goods and valuables

Contents insurance policies are tailormade to cover the items most valuable to you and your family. Policies can also include cover for valuable that are lost or damaged when they are outside of your home.

Private Car Insurance

Whether you have recently passed your test, are a retired driver, have a poor claims history or have never made a claim, regardless of who you are and what you drive we will aim to find you the best Motor Insurance cover at a competitive price.

There may be certain factors that could reduce your insurance premiums even further such as:

  • Low mileage
  • No claims discount
  • Driver age
  • Age of your vehicle

We speak to all of our clients to understand exactly what you require from your car insurance policy. As we have access to many of the leading UK insurance companies, we are able to arrange tailor-made cover to suit your requirements.

Gill at Albany Insurance sourced me an amazing Insurance deal for my busy garage services business. The level of cover attained was better than I could get anywhere else. I cannot recommend highly enough.

Jim Clark

Delighted that Gill and Albany Insurance are able to deal with all my insurance requirements. A safe pair of friendly hands!

Janet Torley

Great prices and fantastic service - made getting insurance easy!

Fiona Haro